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                    UNSECURED BUSINESS LINES OF CREDIT                   

$ 50,000 - $350,000 (to $500,000 in certain situations)
Available Nationwide

Application Only Stated Income, No Documentation Unsecured Revolving Lines of Credit
 
BUSINESS LINES OF CREDIT:
Funding is structured as a revolving LOC, generally with multiple loan facilities to spread the risk, (larger loans amounts for higher credit scores on a case-by-case basis, up to $500,000 may have to be secured). Applicants should have a minimum of a 680 Credit Score. If one partner is much stronger than the other, we may be able to structure the stronger partner.

OVERVIEW LINES OF CREDIT:
• Stated Income and Unsecured 100k or less …
• $200.00 application fee (depending on source used ) …
• No other up-front fees of any kind required …
• No collateral needed …
• No equity needed …

YES fast turnaround, (approval in 21 business days, most applicants) …
YES Low Rates, starting at Prime + 1-9 (adjusted to credit, and risk) …

There is a success fee for our LOC services; however, there may be a $200.00 application fee for structuring line (s) of credit with investors, banks, and institutions. The success fee is eight percent (8%) of the Line (s) of Credit set up for the applicant's benefit, if all three agencies report 680+ scores; if a client is funded he/she will be required by agreement to pay a success fee. Note: if the applicant is not approved, and we are not successful in structuring a LOC on behalf of the client, there are no other fees/costs owed by the client whatsoever.

To qualify, a client should have a minimum of a 680 + Credit Score reported on all three agencies. Have owned his/her business for two years or longer.

No Start-Up Businesses. The applicant's credit report should show no collections, charge offs, no open liens, and no BK's. Other criteria may apply.

An Unsecured Business Line of Credit will help you manage business cash flow when receivables are late, with operating expenses, the purchase of inventory, cyclical businesses, and sales fluctuations. Lines of Credit enable business owners to access cash as needed. The full capital line provides working capital immediately, within approximately three to ten banking days for most clients, clients not taking the full credit line will have to wait for checks to be printed. Capital infusion can help you manage cash flow. You may want to use your line of credit to pay bills early in order to receive supplier discounts, or any other appropriate use of funds. You can write yourself an instant loan for cash, or use your new checks to help you with any aspect of your business.

All clients are requested to pull their own credit reports from www.myfico.com or www.truecredit.com and email to wfgrp@yahoo.com, must send all pages of the report with the application and other documents stated on Business Inquiry form. The primary reason is that Business Inquiries may stay on the applicants credit reports up to 2 years or more, and many Business Inquiries on a credit report will reduce the applicant's credit score(s) and that may limit the Lines Of Credit that could be structured for the client. When you pull your own credit, this will avoid any unnecessary Business Inquiries on your reports.

APPLY TODAY: Complete the Business Line of Credit Form under the Applications and Forms and E-mail or fax it with your credit report to James Wright for quick processing. Call or e-mail us with any questions.

Phone: 303-359-0230 or Fax: 303-302-5987


                 UNSECURED PERSONAL LINES OF CREDIT                   

$25,000 - $350,000 (higher lines in certain situations)
Available Nationwide


Application Only (one-page) Stated Income, No Documentation Unsecured Revolving Lines of Credit

PERSONAL LINES OF CREDIT:
Funding is structured as a revolving LOC, generally with multiple loan facilities to spread the risk, (larger loans amounts for higher credit scores on a case-by-case basis, Applicants should have a minimum of a 680 Credit Score.

OVERVIEW LINES OF CREDIT:
• Stated Income and Unsecured (depending on source used)
• No collateral needed
• No equity needed

YES Fast turnaround, (approval in 5-7 business days, most applicants)
YES Low Rates, starting at Prime -2 to prime + 9.99 (adjusted to credit, and risk)
 
The average for our clients is prime +2 . There is a success fee for our LOC services; and there is a $150.00 application fee for structuring line (s) of credit with investors, banks, and institutions. The success fee is seven percent (7%) of the Line (s) of Credit set up for the applicant's benefit, if all three agencies report 680+ scores; if a client is funded he/she will be required by agreement to pay a success fee.

Note: if the applicant is not approved, and we are not successful in structuring a LOC on behalf of the client, there are no other fees/costs owed by the client whatsoever.
To qualify, a client should have a minimum of a 680 + Credit Score reported on all three agencies.

An Unsecured Line of Credit will help you manage your financial situation. Lines of Credit enable you to access cash as needed. The full capital line provides working money immediately, within approximately 7-15 days for most clients, clients not taking the full credit line will have to wait for checks to be printed. Capital infusion can help you manage cash flow. You may want to use your line of credit to pay bills early, or any other appropriate use of funds. You can write yourself an instant loan for cash, or use your new checks to help you with any aspect of your life.

All clients are requested to pull their own credit reports from www.myfico.com or www.truecredit.com and email to wfgrp@yahoo.com, must send all pages of the report with the application and other documents stated on Business Inquiry form. The primary reason is that Inquiries may stay on the applicants credit reports up to 2 years or more, and many Inquiries on a credit report will reduce the applicant's credit score(s) and that may limit the Lines Of Credit that could be structured for the client. When you pull your own credit, this will avoid any unnecessary Business Inquiries on your reports.

APPLY TODAY: Complete the Personal Line of Credit Form under the Applications and Forms and E-mail or fax it with your credit report to James Wright for quick processing. Call or e-mail us with any questions.
 
Phone: 303-359-0230 or Fax: 303-302-5987
 
                                    EQUIPMENT LEASING                                     
 
Types of Equipment We Lease
Lease One has offered equipment leasing for a vast array of businesses, here is a sample of the many equipment leases that we have handled:
Phone Systems, Computers, Office Equipment, Video Equipment, Photographic Equipment, Medical Equipment, Dental Equipment, Chiropractic Equipment, Office Furniture, Restaurant Equipment, Scientific Equipment, Construction Equipment, Manufacturing Equipment, Air Conditioning Equipment, Welding Equipment, Shelving & Display Cases, TV Studio Equipment, Outdoor/Indoor Signs, Dry Cleaning Machinery, Refrigeration Equipment, Fork Lift Trucks, Farm Machinery, Hoists, Cranes, Tow Trucks, Autos, Industrial Equipment, Communications Equipment, Water Purification Equipment, Recycling Equipment, Lighting Equipment, Hotel Equipment, Theater Projection Equipment, Environmental Equipment, Chemical Handling Equipment, Cement Mixers, Woodworking Equipment, Forestry Equipment, Television & Home Theater Equipment, Power Plant Equipment, Saw Mill Equipment, And The List Goes On...
 
NO HASSLE. QUICK APPROVALS.

FACT: Equipment Leasing offers 100% financing

FACT: Equipment Leasing improves cash flow

FACT: 8 out of 10 businesses lease their equipment

FACT: Equipment Leasing preserves your existing lines of credit

Conserve cash...With leasing there is no need for large cash outlays as is required when purchasing. No depleting your working capital.

Lease One offers application only up to $100,000.00 on New and Used Equipment.

IMPROVE PROFITS & GROWTH...No more investing in equipment that might become obsolete or worn out. Leasing allows you the use of the latest and most updated equipment, maximzing profits now.

We can provide financing/leasing for your business equipment from $1,000 up to $35 million, or more.

Most credit situations can be looked at - A thru D credit...even start-ups.

Lease One specializes in helping small and mid-sized businesses with equipment financing/leasing under $100,000. We can shop for the best deal for you from our 75+ funding sources. That way we can make sure that we get you the best leasing program available for your situation.

We make equipment leasing easy for you.

We finance new and used equipment.

We can even refinance equipment you already own.

Our easy qualifying program doesn't even require your tax returns.

Our Flexible Payment Options allow us to structure your payments to fit your needs. DEFERRED PAYMENTS give you time to install and start using your equipment to generate income before you need to start making payment. SEASONAL PAYMENTS give you a break on your payment amounts if your business is seasonal or has a slow time of the year.

Need your equipment ASAP?

Most equipment financing applications are approved the same business day. Funds for your equipment are typically released within 24 hours of receiving all completed documentation.
 
Fill out the application form and fax to James Wright at 303-302-5987. Questions? email wfgrp@yahoo.com, or call 303-359-0230.
 

       SECURITIES BASED LOANS-GET THE FUNDS YOU NEED-LESS RED TAPE      

No credit check or employment required.

So if a borrower has securities that would qualify for collateral and would like to borrow funds at a low fixed interest rate, then this may be a viable option with these benefits and drawbacks:

Benefits

  • Low fixed interest rate
  • Interest-only payments
  • No liens on any other asset
  • Quick fundings
  • Non-taxable event
  • No credit check
  • Loan is not reported to the credit bureaus
  • No verification of income or employment
  • No closing costs, broker or transaction fees
  • Non–recourse loan
  • Borrower receives dividends or interest that may accrue from the securities during the term of the loan
  • At the end of the loan term, the exact number of shares or collateral initially pledged is returned to the borrower
 

 

 
 
 
 
 
Westminster, CO 80035 • PH: 303-359-0230 • FAX: 303-416-8804