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Pre-owned Luxury & Exotic Vehicle Financing Available loan amounts
are presently $40k-$150k (Only Need 596 Experian Score)
We can provide vehicle financing on any pre-owned luxury/exotic vehicle (no salvage, branded, rebuilt,
or brandished title vehicles). The vehicle can come from any licensed dealership or private party (title must be on hand)
located within the continental United States. The only requirements are that the borrowers have at least a 596
Experian score, and be able to prove income and residence.This is NOT a take over payments, owner finance, or
sublease program. The vehicle would be registered and titled to the new owner/buyer. The new owner will make all payments
directly to a bank or finance company (such as Wells Fargo or Wachovia). The available loan amounts are presently $40k-$150k.
There are NO upfront fees of any kind. Buyer would be responsible for tax and tags, in their home state, as transaction would
be processed through licensed dealership in Mid-Atlantic.
Pre-owned Luxury & Exotic Vehicle Financing Our intake
process: *copy of valid driver's license(s) *copy of tri-merge credit report (we are most
interested in their experian scores and would ideally like to see them above 600) *disclosure as to if they have applied for a vehicle loan at a authorized BMW
dealership in past 12 months (this will not disqualify them, we just need to know this information in advance) *confirmation that borrower can put down at least
15% of vehicle sales price (those with scores in upper 500s or lower 600s will want to have at least 20% d/p to increase chances
of approval) *vehicle information on
the vehicle they are looking to get qualified for (sales price, year, make, model, present vehicle location, vehicle vin information-let
us know if they need us to source the vehicle for them)
*copy of recent utility bill in applicant(s) name dated in past 30 days (home phone, water, gas, electric,
credit card or bank statement will work-cell phone bill will not work) *copy of most recent paystub (needs to include and show YTD information-if self employed
will need 3 months bank statements-just first page)
*completed vehicle credit application
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New Credit
Privacy Number & 2nd Chance in Life The CPN is a nine-digit
number that has the exact same genetic makeup of a Social Security Number. This is not a government issued number like an
EIN or TIN. This number is NOT a new social and NOT a tax ID or EIN. It is simply an available file number at the credit bureaus
that can have financial information reported. You have the right to establish this number only once, so do not abuse it
It is your legal right to keep your Social Security Number private, and use a separate
number for any credit related purposes. You are only required by law to disclose your Social Security Number to the Internal
Revenue Service, your employer, when registering a motor vehicle, buying a firearm, or applying and obtaining a federally-insured
loan such as FHA, Sallie Mae, etc. I encourage you to use the laws to your advantage. Each credit bureau works on a different
schedule. In addition, the CPN is used by celebrities, congress members/government workers, and witness
protection reasons. For example, celebrities use it because the media can use their SS# to track what they are buying and
where they are simply by tracking their credit cards. Further, in example, congress holds special privileges to the law; therefore,
their privacy needs to be protected. In another example, witnesses under protection can be located if they use their true
social security number for transaction. This is the reason why there is the existence of a Credit Profile Number.
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